Life Experiences fit Together like a Mosaic….Sometimes

April 1, 2026

Three recent experiences connected in my mind last week. The pieces clicked, as in a mosaic. These three experiences led me to stories about people who saw demand for services that were unavailable. Their instincts led to successful companies.

The first experience was a talk I went to hear by a business professor. He introduced himself by describing his usual pitch to students, which is to ask them what motivates business. He said the answer is usually money. He responds to that view by describing a situation, a business transaction: when he goes shopping, he wants to purchase specific goods, such as vegetables. Business is about buying and selling goods and services. Money is simply the vehicle that enables goods and services to change hands.

The next experience was speaking with a physiotherapist, who advised me to strengthen my aching legs. Without going into details, I may have something called lazy butt syndrome, or butt amnesia. Muscles can lose their ability to function properly, so it’s important to use targeted exercises to help them remember how to work.  During our consultation, we talked about cycling and bike racks. I mentioned my intent to buy one. She suggested I visit Rack Attack, a store specializing in racks for cars that carry bikes, skis, and other outdoor gear.

The third experience was buying a hanging bike rack from Amazon, which came from Rack Attack. The rack came in a box, partially assembled. Not fully understanding the assembly instructions, I drove over to Rack Attack and asked for help. The young assistant was excellent, showing me how to prepare the full assembly. Searching the store’s website, I learned that the founder of this chain emphasizes customer relations, focusing on the sales, installation, and maintenance of a variety of racks.

Reflecting on these three experiences, that took place in a couple of days, led me to think about what makes companies successful in business.

The very satisfying experience with Rack Attack made me look into the store’s history. Chris Sandy, the founder, worked at a bike shop in Vancouver, BC, Canada. He noticed that most racks did not fit the more aerodynamic car models, which lacked traditional rain gutters. Attaching sports gear racks to these newer cars was difficult. He decided to open a store catering to outdoor enthusiasts who carry gear in their cars. He started by selling products from Thule, Yakima, and others that fit newer cars.

The first store opened in 1996, and Chris quickly expanded by establishing stores in Toronto and other Canadian cities. In 2014, he sold his stores to Banyan Capital Partners, a private equity investor, to raise money for further growth. By 2026, Rack Attack had over 40 stores, with 30 in the US.

The Rack Attack story reminded me of the Running Room, a specialty store selling running shoes and related products. Running Rooms always have a running club. I used to run with them in Ottawa for years. Running with a group is motivating. You meet people with similar interests. On-the-road discussions fill time and take your mind off tired muscles.

John Stanton established the Running Room in Edmonton, Alberta, Canada, in 1984. He was a chubby food industry executive who needed to change his lifestyle for his health. Embarrassed by neighbors watching him try to run, he went outside at dawn to run. He could hardly run a block before sucking for air. But he persevered, became a runner, and opened a one-room store in Edmonton to sell running gear. The store was a huge success, and he expanded the Running Room stores across Canada and the US. Today, there are over 100 Running Rooms, with 8 in the US. The chain employs 1,300 people. John still works and manages the chain with his two sons.

Another example is the Tim Horton franchise. Tim Horton, an NHL player, sought a business after his hockey career ended. He tried several ventures—first, a burger joint, followed by a car dealership, and finally a coffee-and-doughnut shop in Hamilton, Ontario, in 1964. He imagined creating a community hub where people could mingle and enjoy coffee and fresh doughnuts. The idea proved successful: today, there are more than 6,000 locations in 14 countries, growth fueled by key mergers with Wendy’s in 1995 and Burger King in 2014.

These stories back up the business professor’s view of what business is: at its most basic tenet, it is finding an opportunity to sell a product people want. The money part is secondary; the priority is to fulfill an unmet demand for which people are willing to pay. And clearly, the business must be profitable in the long run, otherwise it becomes unsustainable. I would add that good service is also essential to sustain a company and an enthusiastic founder could be a catalyst for future success.

The question is, where can you find ideas for a sustainable business? I do not know that. But, in the high-tech industry, common wisdom says one out of ten startups goes bankrupt. One makes it. The rest struggle on.

In conclusion, it was worth attending the professor’s lecture; it made me think about what business is.

Reflecting on Daily Life: My First Journaling Experience

February 9, 2026

Digital media often invades privacy, or should I say always. Ads for shoes, books, and cars follow online searches. Banners even remind me to journal (writing down daily thoughts, feelings and experiences). I’ve never done this before but yesterday was both challenging and interesting and decided to put it to writing.

Yesterday was challenging because the garage door would not open. Both cars were locked in, leaving us immobile with no public transit nearby. It took time to discover the problem—the spring was broken. Bottom line: I couldn’t get the 2010 Mazda3 to a repair shop for an appointment. The car needed a diagnosis for a knocking noise when turning right, and the brakes were pulsating.

I tried to disengage the door from the lift engine and just push it up. Because the spring was broken, the door was too heavy for me to lift. I used an 8-foot-long 2×4 stud as a lever but still could not lift it. A neighbor came over to help me. Together, we raised the garage door and put a stud under it to keep it from closing. I managed to drive the car to the repair shop, arriving late for my appointment.

Addressing the garage door issue promptly was important, as an open garage without cars inside can jeopardize security. Once I managed to drive out, I called the repair service, and fortunately, they had time in the afternoon to come over to fix it. This was an unanticipated and unwelcome expenditure, adding to the day’s complexity; I got lost driving to the garage even with my GPS on. I took an Uber taxi home.

Yesterday’s other event that made an impression on me involved the Uber driver and the two garage door technicians—all were recent immigrants. It made me wonder: are most service workers in Canada immigrants? While my sample was small, I found it interesting that all of them I met in one day were newcomers.

In halting English, the Uber driver related that he came from Cameroon 8 months ago; he was French speaking. This was his first winter in Canada. I gathered that he had three children under 10 years of age, and that his wife worked as well; they needed two incomes for the family to live. Driving a cab gave Yves, the driver, the opportunity to get home when the children needed him.

He could not find employment in Cameroon in his field, food processing, and immigrated to Italy, where his wife was already living. There, however, he felt that Italians were too close-knit and would not embrace foreigners. For example, he said he never saw a black bus driver in Milan. So, they decided to come to Canada and arrived last summer. On this day, the temperature was minus 20 degrees Celsius or minus 4 degrees Fahrenheit yesterday, a huge climatic difference from Cameroon.

I also had interesting conversations with the two technicians who came to fix the garage door in the aafternoon. The lead technician was from Punjab, India. With his Punjabi accent, he explained the meaning of ‘Punjab’ to me; it means ‘five rivers’ in Punjabi. He also talked about the partition of India while instructing the other repairman, who identified himself as a Palestinian.

Talking with the Palestinian, I learned that he grew up in Jordan but never goes to Gaza, where he has relatives, because of the Israeli road checks. In spite of carrying a Canadian passport, whenever he tried to cross into Gaza, the Israeli soldiers harassed him. So, he no longer visits. On leaving, he advised me to oil the moving parts of the garage door a few times a year and showed me the product he used, which is available at Home Depot. I never thought of oiling the garage door before, a learning experience.

Meeting three immigrants prompted me to reflect on Canada’s diversity. Statistics show that 1 in 4 Canadians is a first-generation immigrant, and another 17% are second-generation. Over 40% of the population has recent immigrant roots—it’s a remarkable diversity. I would not be surprised to find Canada to be the most diverse country in the world.

Late afternoon, I called the repair shop to check on my car. I was shocked to learn their huge estimate to make the car “safe” again. However, after discussing it with the mechanic and hearing his detailed explanation, I felt confident in his recommendation. I realized I had not had the car repaired for years, I thought it was indestructible.

I had to decide whether to choose repairs, knowing that more issues might arise soon, or consider buying a new/used one. First, I thought it was time to trade up. However, I reconsidered; the suggested repairs could extend the car’s use for another year or two. I have spent nothing on this car for years, and I liked the gearshift; they do not make gearshift cars anymore.

Reflecting on journaling, I do not expect every day to be as eventful as yesterday, worthy of journaling. Writing the journal required time and thought. It made me realize the importance of maintenance and discovered the impact of immigration on Canada via direct experience. Some days may be less striking, but journaling can still offer value.

Meet New Friends: Dogs as Conversation Starters

January 1, 2026

While visiting my daughter in Williamsburg, VA, I strolled through New Quarter Park, where I met Mike and his canine companion, Leila. The unleashed Leila, an eighty-pound German Shepherd, approached and sniffed my outstretched hand before continuing to investigate the surroundings. Mike explained that Leila, although very affectionate, was not the kind of dog who lounged on his lap or slept in his bed, which, given her size, would overwhelm Mike’s modest build and take over his bed.

Leila actually belongs to Mike’s brother, who lives in a Manhattan apartment and had lent the dog to Mike for a few weeks. The thought of keeping such a large German Shepherd in a downtown New York apartment struck me as challenging, especially since Leila is five years old and needs regular exercise. I found it hard to imagine how someone could care for a dog like her in a constricted space, particularly if she was left alone while her owner was at work.

Mike walks Leila twice a day and buys substantial amount of food to keep her appetite satisfied. Despite these challenges, Mike spoke fondly of her, describing her as very protective. This made me wonder if his brother kept her for safety, but I realized this might be a stereotype image I have of big cities, the neighborhood where his brother lives in New York may be pretty safe.

Leila’s friendly greeting led to an extended conversation with Mike. I learned that Mike grew up in Norfolk, VA, near Williamsburg. After living in various places, he returned to the East Coast and is now happily retired in Williamsburg. His downtown apartment is comfortable and close to amenities and the park, so he can easily walk Leila.

Continuing along the park path, I met three people with two dogs running around them. When they noticed me, they quickly put leashes on their dogs. I assured them that I liked dogs and encouraged them to let the dogs remain loose and invited the dogs for a “sniff introduction.” A black Labrador came over to acknowledge me while the other one paid no attention. The owners shared that during the Covid pandemic, they kept their dogs away from people because most people shooed them away. They also mentioned that not everyone in the park welcomed dogs on the loose and had been asked to leash their pets.

Reflecting on these encounters, it dawned on me how easily dogs initiate and facilitate conversations among people. Confirming my eureka moment, I encountered another dog pulling her owner’s arm out of its socket to get closer to me. She was a middle-aged woman, and rather than watching her struggle to keep the dog from crossing the road, I walked over and explained that I would be comfortable with her pet greeting me. In the ensuing conversation I discovered that she was, in fact, my daughter’s neighbor.

In just a couple of hours, I had three interesting conversations with dog owners, each one initiated by their dogs’ curiosity. The lesson: to meet people, go for a walk and find dog-walkers.

Unplanned Adventures: Kayaking the Everglades

December 13, 2025

It was not on our bucket list. We had never thought of visiting it before; in fact, I knew of it by name only. What happened was that I looked for something to do in early December, and a Road Scholar trip fit the bill. So, why did I search for an activity in early December? Let me explain.

In July, we reserved a B&B for a family get-together in December, just before Christmas. Our children live in Durham and Charlotte, NC, and Baton Rouge, LA, and I tried to rent a place central to all three. Just north of Chattanooga, TN, I found a place large enough to accommodate all the family.

Then in November, we told our children we would attend Thanksgiving dinner, assuming one of them would organize it.

The availability of three weeks – the time between Thanksgiving and the family get-together – prompted me to look for something to do during that period; we had no desire to drive from Ottawa south twice, a distance of a thousand miles each way.

I remembered my son’s mother-in-law enjoyed Road Scholar trips and looked up what trips were available in early December. A yoga class in North Carolina sounded interesting, but it was fully booked. Sightseeing trips to New York City and St Augustine did not appeal to us, but a kayaking trip in the Everglades did.

One concern was that the Everglades are another thousand miles further from our children’s homes where we would have our Thanksgiving dinner. But it would take us to a warm place and include a physical activity, kayaking, that we are fond of.

Reviewing the kayaking program, I had another concern: Road Scholar rates this trip hard on a scale they use to alert people of the physical difficulty of their trips. They advise that to participate, one should be able to kayak for 6 miles and walk 2 miles a day. The walking component was not a concern, but paddling six miles was. On balance, we decided we could do it since we kayak every summer, often for hours. So, I reserved the last two spots available.

With Thanksgiving Day approaching, I learned that my older son, Tony, was renovating his kitchen and not ready to prepare for a family dinner, which he has done for many years. Daughter Megan decided to take a job in Williamsburg, VA, and planned her move from Baton Rouge in early December, clearly not ready for entertainment. And David’s children and wife planned to visit family in Beaufort, SC, for Thanksgiving. Well, that was that, and instead of traveling south, we stayed in Ottawa and celebrated US Thanksgiving at home. We left for Everglade City the following Monday, on December 1.

Upon reflection, if we had not planned to have Thanksgiving dinner with family, I would not have reserved the Road Scholar trip because we would have just travelled to Tennessee for the family get-together. So, the real trigger to kayak in the Everglades was our intention to have Thanksgiving dinner with family. Funny how plans can have unintended consequences.

Retirement Reflections: Stories and Lessons Learned

September 6, 2025

Standing on our dock by the lake, we engaged in conversation with a woman paddling in a kayak. She introduced herself by sharing that she had just retired at the age of fifty-six after teaching for thirty-two years at the high school level. She expressed that the energy to get up in the morning and face her students was no longer there. Although she didn’t have a specific plan for her retirement yet, she was enjoying exploring the lake by boat and getting involved in her community’s social activities. She hoped she had made the right decision to retire and not work longer.

In contrast, when I had a tooth extracted the next day, the technician said she enjoyed her job and has yet to consider retiring after spending forty-two years in the office.

I compared the experiences of these two people with the retirement of some family members. My cousin secured a job right after graduating from university and spent decades enjoying his work without giving retirement a thought. However, he lost his job at age 76 due to organizational downsizing. He sought similar positions elsewhere but was unable to find one, even with the help of a job hunter. So, he turned to podcasting about making drinks with his dog as an observer and taster, keeping him engaged. Another example was my mathematician brother, who dedicated his life to teaching and writing papers until his passing. He never pursued hobbies; to him, mathematics was his passion.

These examples prompted me to reflect on whether there is an ideal age to retire. I thought of a couple of friends who retired in their early fifties.

One friend started a business after retirement, at age fifty, inspired by his passion for photography. The company closed within a year, likely because the goals he set were difficult to attain. After that experience, he took on a volunteer responsibility of leading the local photo club for several years. Eventually, he and his wife purchased timeshares in the Caribbean and began cruising around the world. His interest in photography, cruising, and staying at timeshares has ebbed recently.

Another friend retired at age fifty-four. During the summer season, he cycled and became the leader of the local bicycling club. During the winter season, he and his wife traveled internationally until they decided to stay in Mexico during the winter to escape the cold Canadian winters. His cycling days are over, but they still go to Mexico for the winter.

Both friends retired thirty-two years ago, which, in one case, is longer than the length of his working life.

Interestingly, both individuals tend to express conservative views on topics such as politics, crime, and the environment. In particular, I am surprised to hear from one that climate change is not real and from the other that environmental studies are a waste of money. Were my friends consistently conservative, or have they become so after a long period of retirement?

It is also noteworthy that both of these friends had employment with one organization from their college graduation to their retirement. And they did not seek out another job after leaving their first and only job in their career. They retired relatively early, possibly because their roles within their workplace no longer provided sufficient challenges, or there may have been incentives for them to leave.

My experience has been different. I moved from working in the public sector to the private sector and then to my own consulting business. I enjoyed all of my jobs, public and private, and continued working until much later in life than many people.

In my last career as a consultant, the work was very exciting and interesting until I acquired some clients whom I found unpleasant to work with. I also started traveling, and other hobbies gradually took priority, making the consulting work less appealing. No question, changing jobs and facing new challenges made work enjoyable and satisfying.

I have always sought something meaningful in my retirement, such as international charity work and writing a memoir, which prompted me to take writing courses to improve my writing skills. The most boring time for me is when I have no projects on the go. Paradoxically, that is also the time for dreaming up new projects.

My conclusion on the subject of retirement is that if you are happy with your work, keep on working.